Sampo Oyj (MEX:SAMPO N) Moat Score: 6/10 (As of Jun. 27, 2026)


MEX:SAMPO N Sampo Oyj MEX:SAMPO N
80 GF Score
Price MXN215.79
GF Value MXN232.56
! 1 Warning Sign
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What is Sampo Oyj Moat Score?

Sampo Oyj MEX:SAMPO N 80 Moat Score is 6 as of Jun. 27, 2026. GuruFocus rates MEX:SAMPO N with a GF Score™ of 80/100 and a GF Value™ of MXN232.56. The stock has 1 warning sign investors should review. Among 596 Insurance companies, Sampo Oyj ranks better than 94.97% on this metric.

Sampo Oyj has the Moat Score of 6, which implies that the company might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Sampo Oyj has Narrow Moat: Sampo Oyj has a strong narrow moat due to its market leadership in the Nordic insurance sector, supported by economies of scale and a robust distribution network. The company benefits from customer loyalty and some pricing power, but lacks the extensive regulatory barriers or innovation to qualify for a wide moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Sampo Oyj might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Sampo Oyj  (MEX:SAMPO N) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Sampo Oyj Moat Score Related Terms

MEX:SAMPO N vs BRK.A, AIG, HIG: Moat Score Comparison

For the Insurance - Diversified subindustry, Sampo Oyj's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sampo Oyj Moat Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Sampo Oyj's Moat Score distribution charts can be found below:

* The bar in red indicates where Sampo Oyj's Moat Score falls into.


MEX:SAMPO N
80GF Score
Sampo Oyj MEX:SAMPO N
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 6 mean?
Sampo Oyj (MEX:SAMPO N) has a Moat Score of 6 as of Jun. 27, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Sampo Oyj ranks #30 out of 596 companies in the Insurance industry, placing it in the top 5%.
Is Sampo Oyj's Moat Score too high?
Sampo Oyj's current Moat Score is 6. Based on the distribution chart, Sampo Oyj ranks #30 out of 596 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Sampo Oyj has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does Sampo Oyj's Moat Score compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sampo Oyj ranks #30 out of 596 companies for Moat Score. This places Sampo Oyj in the top 5% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Insurance company?
A good Moat Score depends on the Insurance industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Sampo Oyj's current Moat Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sampo Oyj stock overvalued right now?
Sampo Oyj (MEX:SAMPO N) has a current Moat Score of 6. The stock's GF Value™ is MXN232.56, compared to a current price of MXN215.79 — trading 7.2% below its estimated fair value. The current Moat Score is 6. Sampo Oyj's overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Sampo Oyj (MEX:SAMPO N), the current Moat Score is 6 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sampo Oyj (MEX:SAMPO N) Overvalued in 2026?

Based on GuruFocus' analysis, Sampo Oyj stock appears to be undervalued. The current stock price of MXN215.79 is trading 7.2% below its estimated GF Value™ of MXN232.56.

Key valuation signals for MEX:SAMPO N:

  • Moat Score: 6
  • GF Value™: MXN232.56 vs. price of MXN215.79 (7.2% below fair value)
  • GF Score™: 80/100 with 1 warning sign

No single metric tells the full story. See the MEX:SAMPO N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sampo Oyj Business Description

Address Fabianinkatu 21, Helsinki, FIN, 00130
Sampo is a leading Nordics-based insurer headquartered in Finland and listed in Helsinki. The company has operations in Denmark, Estonia, Finland, Norway, Lithuania, Latvia, and the United Kingdom. Sampo has four subsidiaries that mainly sell private insurance to retail customers. It is the largest property and casualty insurer in the Nordics. Headquartered in Sweden, and If also sells insurance in Denmark, Norway, and Finland. Topdanmark is a Danish property and casualty insurer focusing on personal lines insurance as well as agriculture and small and medium-size enterprises. Topdanmark has been rolled into the Nordics, and Hastings is a digital insurer that focuses on car, van, bike, and home insurance in the UK.
80GF Score

Get the complete analysis for MEX:SAMPO N

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN215.79
Price
MXN232.56
GF Value